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Free Artices & Website Content: Personal Finance

Free Article: Planning Your Future and Staying Bankruptcy Free

Bankruptcy's effects can last for years, including difficulty finding a job, getting insurance, renting an apartment, buying a home and financing a car. Bankruptcy can stay on your credit record for up to 10 years. Learn about ways you can avoid bankruptcy.

Free Website Content: Identity Theft: How to Protect Yourself

Identity theft is one of the fasting growing crimes in America. What can you do to protect yourself from becoming a victim of identity theft? First start by reviewing these 10 tips.

Free Article: Why Do We Always Fight About Money?

Two of the keys to financial success, especially in a couple's relationship, are knowledge and communication. This article focuses on the aspect of communication.

Free Website Content: Why Is It So Hard To Talk About Money?

Why does it seem as if the topic of finances is taboo. People are perfectly willing to sit and listen to a lecture, but when it comes to discussing the topic between themselves, most people are hesitant and almost shy with each other.

Free Article: Borrowing Money: Understanding How The Numbers Work

This true story illustrates why you must understand how the loan numbers work when borrowing money - or you could get ripped-off.

Free Website Content: Personal Finance 101

A general overview of the broad subject of personal finance broken down into four areas; security, stability, growth and protection & management.

Free Article: Taxes, Taxes, Taxes - Who Really Pays The Most?

Income tax, property tax, sales tax, dividend tax, corporate tax, and all those "fees" which are really another name for taxes. So who pays all these taxes?

Free Website Content: Cash Advance Loans: Loan Sharks In Disguise?

Quick payday or paycheck loans and title loan shops are appearing everywhere.  Are they legitimate financial services or semi-legit loan sharks?

Free Article: Teaching Your Children About Money

How to teach your children about money. How many times have you wondered whether your children think money does indeed grow on trees?

Free Website Content: Convenience Fee Rip-Offs

Most of the time a "convenience fee" is applied to something that is actually saving the business or organization thousands, tens of thousands, even millions of dollars a year. Not only are they cutting costs but they are increasing revenue by socking you with another fee.

Click here for more free articles and free Website contnet on personal finance.

Free Artices & Website Content: Debt Elimination

Save Thousands On Your Mortgage - Step-by-step instructions for saving literally thousands of dollars in interest payments on a mortgage. The same techniques work for any loan or debt.

Create Your Own Ultimate Debt Elimination Plan - Getting out out debt can be simple, fast and affordable. You can even do it yourself and protect your privacy with this simple formula.

Crushing Credit Card Debt - The average American family is now over $7000 in debt just on their credit cards. There are some techniques that can help you pay off your debt and do not require expensive loans, invasive credit checks, or expensive financial planners and accountants. You can also save on interest charges by paying off your debts in a certain order.

Click here for more free articles and free Website contnet on debt elimination and reduction.

Free Artices & Website Content: Credit Cards

The Credit Card Offer - A simple sales call got me thinking. How much do you understand about how credit cards and interest rates work?

Credit Card Traps, And How To Avoid Them - by David Berky - Telemarketers, junk mail, spam - constantly bombard us with credit card offers. This one pays one rate, that one pays another, no annual fees, rewards points. How can you avoid the traps?

The Proper Use Of Credit Cards - Just as any tool can be used for good or evil so can your credit cards. So what constitutes "good" use and "evil" use of credit cards?

Click here for more free articles and free Website contnet on credit cards.

Free Artices & Website Content: Budgeting

Designing a Budget Around Your Take-Home Income - Five crucial steps to designing a budget based on your take home income. How to calculate your take home income, understanding bills and expenses, tracking expenses, saving for your future and managing your finances are a few of the topics in this article.

Setting Up A Budget - Seven easy steps to creating a budget. Few things strike more fear into the hearts of people than setting up a budget. We all know we need one, a few of us actually have one, and fewer still manage to live within it. Why is it so intimidating? Whatever your reason, now is the time to start!

Living Within Your Budget - Tips to living withing your budget. Having a budget and living within it are two different things. There are always things that we want (or need) and credit is so easy to get. This article will discuss ways to help you establish good budgeting habits.

Click here for more free articles and free Website contnet on budgeting.

Free Artices & Website Content: Saving Money

Saving Money On Your Housing - by Chemain Evans - Whether you rent or own, chances are pretty good that a large portion of income goes to pay for it. You may wonder how you can save money on your housing. Learn about some ideas to help you save money on renting, buying, or improving your home, as well as purchasing major appliances.

Saving Money on Banking and Credit Services - American consumers are bombarded with invitations to utilize various banking and checking services. So how can you really
know whether you are better off staying where you are at, or switching to a new service? From checking accounts to home loans, and a whole lot in between, here are some answers.

Saving Money On Transportation Costs - It seems like we're always on the go these days. Whether traveling across the country (or the world) or across town, there are ways that you can get more travel out of your transportation dollars.

Saving Money On Insurance - Did you know that you could be overpaying for your insurance by as much as hundreds of dollars? The focus of this article is on getting and keeping those automobile, homeowner/renter, and life insurance premiums down. First we'll discuss some generalities; then we'll get down to some specifics for each category.

Click here for more free articles and free Website contnet on saving money.

Free Artices & Website Content: Investing

An Emergency Fund: Your First Line Of Defense - How important were life rafts to the passengers of the Titanic? Learn how to build your own financial life raft.

Inflation: What Is It, And Why Does It Happen? - Though mild in recent years, inflation can take a big bite out of any retirement plan or investment return. Find out what inflation is and how it will affect your investments in the future.

Invest Your Home in the Stock Market - Although the last few years have taken much wind out of the stock market's sails, maybe now is the time to be loading up on quality merchandise at a discount price.

Click here for more free articles and free Website contnet on investing.

Free Artices & Website Content: Business

"There's Nothing I Can Do" - What You Never Say To Your Customer - There are some things that you just don't say to your customer if you are interested in keeping your customers. Here's a story about one.

A Quick Guide To Operating Small (S) Corporations - Owning a small business can be a very rewarding experience. Or it can be an absolute nightmare if you don't operate your business properly. This article touches on two aspects of operating your corporation as a separate entity: Corporate Accounting and Corporate Minutes.

Jekyll & Hyde Customer Service - My Dr. Jekyll and Mr. Hyde customer service experience. First they try their best to keep my business - good idea. Then when I no longer need their services, they poison the relationship - bad idea.

Try Selling Me On Your Service First - Two types of sales people, the self-serving and the customer-serving. Which do you think is most effective in the long run?

Look Before You Leap: A Price Increase Backfires - Most business people take for granted that you must know your customer's needs. But what about knowing what your competitors are up to? This is the story of a customer's gain and a company's loss.

Click here for more free articles and free Website contnet on business.

Free Artices & Website Content: Life In General

I Have Finally Tamed SPAM - How many SPAM emails do you receive each day? 100, 200, 300? The more active you are online the more SPAM you probably receive. Find out how I was able to tame a 300/day email barrage and separate the SPAM from the steak.

Telemarketing Troubles - You are the one who has to take a proactive stance to prevent something you didn't ask for in the first place. However, with just one phone call and one letter, you will be able to put an end to most of those calls.

The Spirit Of The Car - Does you car have a spirit? Mine does. It's an old highway patrol car with a lot of good miles still left in it and a few good stories, like this one.

Click here for more free articles and free Website contnet on life in general.

Free Artices & Website Content: Web Site Design

How To Create An Online Family Photo Album - One of the best things about the Internet is the ability to share information. Although there are many Internet photo album services (search for "online photo album"), creating your own online family photo album can be a simple and satisfying project.

Click here for more free articles and free Website contnet on web site design.


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Summary: Free articles and free website content on personal finance, debt elimination, credit cards and other topics. These free articles are ideal for websites, eZines, and newsletters.